KUSUMA RATNAWATI; CICIK RETNO WATI. The Herd Effect: How Financial Literacy Shapes Investment Decisions?. INTERNATIONAL CONFERENCE OF HUMANITIES AND SOCIAL SCIENCE (ICHSS), [S. l.], p. 410–419, 2024. Disponível em: https://www.programdoktorpbiuns.org/index.php/proceedings/article/view/387. Acesso em: 3 nov. 2026.